What We Do

Pre-Retirement Planning

At different stages in our lives comes a time to reevaluate the goals we have for ourselves and our family. During the time before retirement, we think about how our post retirement time will unfold, and how we can make sure we have security in a new stage of our lives. It is also extremely important to start educating yourself on how to create a plan that protects your hard earned assets once you retire.

At this current stage of your life, you are concerned about continuing to accumulate wealth, but you are also thinking about how you can preserve that wealth for you and for the people you love. This is the perfect time to start meeting with an expert to help you map out your goals. You need the support of an expert who understands asset protection, who can help you create the right plan tailored to your specific needs.

The complexities of the laws are very challenging to navigate and that’s why you need a lawyer who is trained in estate planning to be your guide. There can be some hesitation in planning for the later stages in life, but wouldn’t it be better to be able to take comfort in knowing that you can relax in your retirement, because you have set yourself up for success? With over 30 years of expertise, we have navigated all the tough situations so that you don’t have to. We are here for you, to help you create the future you’ve been working towards for your whole life.

Frequently Asked Questions About Life in Retirement

Is there a right time to start pre-retirement planning?

Ideally you want to start thinking about the planning stages in your early 50s, but anyone from the age of 50 to 65 would fall into this category.

How do I ensure that my assets will be protected from the government and other predators?

You can ensure your assets are protected by setting up trusts, which can be easily done when you have a knowledgeable expert to guide you in the process.

I want to make sure my spouse is provided for but also that my children receive assets, how do I do that?

We can create a trust for your spouse to pay income for life, and have the ability to spend principal for health and support, but the assets remaining at the time of your spouse’s death will go to your children.

I don’t understand all these different type of legal documents or what I need.

You shouldn’t have to! This is why you need an expert who is willing to take the time to look closely at all areas of your life, to help you understand what will best serve your needs. It is important to us to take the time needed to understand our client’s needs and recommend the legal tools that will serve those needs. We take the time to explain all of our plans extensively so you have the peace of mind of knowing exactly what measures we are putting into place.

Take the first step to secure your retirement today!

It’s never too early to start planning for retirement. We want to help you secure your future, and confidently enjoy your retirement. It’s time for you to have the break you deserve, so make sure that you do not have to worry about what might happen if you became ill and needed long term care, or what would happen to those who depend on you financially if you suddenly passed away. Start your pre-retirement planning today!

Retirees and Children of Retirees

When we come to the retirement stage of our lives, our needs begin to shift. We no longer are focused on working to accumulate wealth, but our focus is on how we protect all of the assets we have to continue living a full life. We want to be able to have the peace of mind that no matter what challenges may arise, we will be prepared. This requires the right estate planning, to help you feel secure while you live the lifestyle you have dreamed about in your retirement years.

At this time of life, you have to start thinking about long term care expenses. When you start with the right planning now, you will be able to create an asset protection plan If you are married, or have children who depend on you, you need to plan to help to provide for your spouse or children by not depleting the assets you worked so hard to accumulate if your health fails and you need expensive long term care. It is important to start your planning as early as possible so you can make sure you remain independent as long as possible.

You may be a spouse who has now become the caretaker for your partner or a child who has now taken on the care taking for your older parent. If so, it is vitally important that right legal documents are in place so that you can take care of your loved one’s financial and health care needs without having roadblocks placed in your path. Plenty of people create their estate planning documents, but neglect to continue to update them at the key times in their lives when significant changes occur. You want to make sure you and your loved ones are protected, and that all your documents are current, reflecting the needs you have during retirement.

Frequently Asked Questions About Life in Retirement

How can I protect my assets from long term care expenses?

Asset protection can be accomplished through setting up an irrevocable trust and we have the expertise to guide you in this process.

I don’t want to become a burden and I want to remain independent as long as possible. How can I do that?

Make sure your legal documents are in order, and you have made arrangements to cover long term care expenses.

I am concerned that my parents have not given me legal authority to make decisions and their health is starting to deteriorate. What do I do?

Get them to meet with an elder law attorney like us. They will listen to a professional in a way they won’t listen to their own children.

I am veteran or a widow of a veteran who served in war time. Do I have a way to get additional government support?

You may qualify for a benefit called Aid and Attendance that pays for long term care expenses for veterans and widows of veterans who served during war time. We are able to help you find out if you qualify.

Let us help you feel secure in your Retirement!

It’s time to make sure you have the peace of mind to enjoy your retirement years. We want to help you you do that. We have the expertise to help you navigate these challenging decisions, and understand what will serve your best interest. You don’t want to wait any longer and take a chance that you may not have the capacity to make a decision. Wouldn’t it feel good to know that you and your loved ones are taken care of no matter what happens in the future? Make the decision to be proactive and start on your estate planning today!

Families in Transition

Change can be challenging for people and in times of transition you have to make sure that you are equipped to move forward in all directions of your life. It is important to think about the legal aspects that impacts your new journey, and how you can make sure that all your loved ones will be protected no matter what happens to you. It is important to make sure you start on a new legal plan that works for this new stage of your life.

Times of transition when you should reevaluate your estate planning include but are not limited to:​

  • Remarriage and blending of families
  • Divorce
  • Beneficiaries who have or develop special needs
  • Beneficiaries who have addictions, mental health issues, estrangement, or are in a marriage​

When these times occur, you need to make sure you have the right asset protection plan in place for all your loved ones. It means that it is time for you to reevaluate any plans you may have created, find out the best solution to providing for the people you love with your needs now, and execute on having the plan put into place. It may be the last thing on your mind when you have so many other aspects to attend to in times of transition, but it really is one of the most important, to make sure you can secure the future of the people you love the most.​

Frequently Asked Questions About Families in Transition

I’m in a new second marriage and should something happen to me I want to provide for my spouse, but also make sure that my children are provided for. How can I do this?

You can create a trust to provide income to your spouse for life, with the ability to spend principal if needed for health and support, but at your spouse’s death, the assets will go to your children.

I am divorced and I want to make sure that my children receive my assets should something happen to me, and not my ex spouse. How can I make sure that happens?

You can create a trust for your children, with a family member, friend, or professional as trustee. Your trust can say that no funds are to be paid to your ex, even if your ex has custody.

How can a trust really help me with my child who has special needs?

A person with special needs who is receiving government benefits, or might be eligible in the future, will immediately lose those benefits if there is an inheritance. You can make sure your child still qualifies for government benefits by leaving the inheritance in a trust called a special needs or supplemental needs trust.

Are there ways to make sure that assets can be protected even if there are issues with a beneficiary such as mental health issues, addictions, estranged children, or even an impending divorce?

The way to protect assets for a beneficiary who has mental health issues or addictions is through a trust, with someone else managing the assets. If you are estranged from a child, and want to disinherit that child, it is important to avoid probate and pass your assets through a trust. If you are concerned that your child may divorce, and don’t want the ex in law to walk away with half of what you’ve left to your child, you can protect your child’s inheritance through a trust.

Let us be the support in your time of transition to protect your family!

We know how to support you when there can be challenging conversations. We have the expertise of helping families just like you for over 30 years in these type of life transitions. It is not always easy to talk about the tough things in our lives, but it will allow you to have the peace of mind of knowing your loved ones are protected. Take the step for you and your family, and begin the process of your legal transition today.